What is it?
The FD and RD Calculator shows what a bank deposit will grow to. It works for a fixed deposit (one amount) and a recurring deposit (a fixed amount every month).
Who is it for?
Savers comparing bank deposits, people planning short-term goals, senior citizens, and anyone checking a bank’s maturity figure.
How to use it
- Choose FD or RD.
- Enter Amount deposited (FD) or Deposit every month (RD), the rate, years and months.
- Choose Interest added and read the maturity value and interest.
Example
₹1,00,000 FD at 7% for 3 years, quarterly compounding: about ₹1,23,144. An RD of ₹5,000 a month at 7% for 3 years grows to about ₹2 lakh, of which ₹1,80,000 is your deposits.
Interest is taxable; this is an estimate, not financial advice.
Errors and how to fix them
- “Enter an interest rate between 0 and 50%”
- “Choose a period of at least 1 month”
- “Enter the amount / the monthly deposit (more than 0)”
- Differs slightly from the bank: banks round daily interest; for exact bank rules use the separate FD or RD calculators.
Questions people ask
- Which is better, FD or RD? FD for a lump sum you have now; RD for saving monthly from income.
- Is tax included? No, interest is shown before tax.
Open the tool: FD and RD Calculator
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Questions, or an error not listed here?
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